Voluntary Term Life Insurance Vs. Voluntary Permanent Life Insurance
Posted: September 7, 2019
Voluntary Term Life Insurance Vs. Voluntary Permanent Life InsuranceVoluntary life insurance is an optional benefit offered to employees by employers. It pays cash benefits to a beneficiary upon the death of the insured. In exchange for the employer’s guarantee of payment of these benefits, the employee pays a monthly premium. Typically, employer sponsorship makes premiums less costly than for individual life insurance policies. Types Of Voluntary Life Insurance Employers can provide two types...
Staying Safe When Passing A Roadside Accident
Posted: September 1, 2019
Staying Safe When Passing A Roadside AccidentAccidents on the road can cause traffic congestion and delay your travels. They can also create hazardous conditions that lead to additional wrecks. The following are some tips for keeping yourself and your passengers safe when you encounter a roadside accident, construction, or other delays on the road. Don’t Get Distracted If You Are Stuck In Traffic A wreck on the highway, road construction, lane...
How Does My Life Insurance Provider Keep Up To Date With My Health?
Posted: August 27, 2019
How Does My Life Insurance Provider Keep Up To Date With My Health?The right to privacy is a bedrock of American values. However, for purposes of life insurance, privacy does not extend far. Your insurance company receives information from your healthcare providers and other sources and shares it with other insurers. Lifestyle changes and health conditions can affect your policy and rates. How Can Health Information Affect Your Life Insurance Policy? Insurance companies use underwriting standards to...
Why Do I Need Separate Flood/Earthquake Insurance?
Posted: August 20, 2019
Why Do I Need Separate Flood/Earthquake Insurance?A number of disasters are covered under the typical homeowners insurance policy, but not everything. If you live in a flood zone or an area prone to earthquakes, you will need to purchase separate flood insurance or earthquake insurance. Our experienced agents can help ensure you have the coverage you need at the best available rates. What Disasters Are Covered By Homeowners Insurance? Although individual...
5 tips to avoid dehydration this motorcycle riding season
Posted: August 15, 2019
5 tips to avoid dehydration this motorcycle riding seasonSome of the hottest days of summer are at the end of the season right before fall. Still, there’s plenty of time for a long road tour or ride to a distant motorcycle rally. Even if you stay close to home, you can spend many hours riding. Racking up all of those miles in the sun does present some safety challenges—namely dehydration. There are ways...