The Newlyweds’ Guide to Life Insurance
Posted: March 7, 2025
Marriage is about building a life together. Life insurance is a safety net that helps protect what you are creating. Although it may not be the first thing on your mind after the honeymoon, creating a strong financial plan should be high on your to-do list. Your financial strategy should include planning for risk and buying life insurance. Why Should Newlyweds Consider Life Insurance? After...
How Does My Credit Score Affect My Insurance Rates?
Posted: March 2, 2025
March is National Credit Education Month—and many of us could use some help. When we think about credit scores, most of us are aware that our credit scores can affect loan approvals, car financing, credit card limits, or whether you are at the top of the list of tenants a landlord will consider. Another area where credit score plays a critical role is in determining...
Should I Switch from Term to Whole Life Insurance?
Posted: February 22, 2025
Like most answers regarding insurance, the solid answer when deciding whether to switch between term and whole life insurance is, “It depends.” There are many reasons to switch from term to whole life insurance, but the decision must reflect your situation. To Build Savings for the Future Unlike a term life insurance policy, which offers no value after the specified period ends, a whole life...
Your Winter Electrical Safety Checklist
Posted: February 16, 2025
National Home Warranty Day was last week, so it’s an ideal time to take steps to protect your home from excessive wear and tear with a home warranty. Homeowners can guard against the unexpected with specific personal insurance policies. Keep your home safe and warm this winter with these critical electrical safety tips arranged in a handy checklist. Outside Power Lines and Electric Components Ensure...
Do I Have Enough Life Insurance? 6 Signs to Know if You’re Underinsured
Posted: February 7, 2025
If you are uncertain if you have enough life insurance, it is time to review your existing policy or, for some people, put a new policy in place. Life insurance is dynamic and needs to change with time. As you hit significant milestones, your insurance must match the changes. Here are some signs that you are underinsured. You Never Calculated How Much You Need While...