Do I Need To Update My Life Insurance Policy If I Get A More Dangerous Job?
Posted: January 7, 2020
Do I Need To Update My Life Insurance Policy If I Get A More Dangerous Job?On-the-job injuries happen in every industry. Even office workers can be hurt in trip or slip and fall or other types of work-related accidents. But some occupations are more hazardous than others. If you have recently begun a more dangerous job, you probably need to update your life insurance policy. What Makes A Job More Dangerous? Occupations are generally considered to be more hazardous when...
When Do My Kids Need Their Own Car Insurance Policy?
Posted: January 1, 2020
When Do My Kids Need Their Own Car Insurance Policy?Eventually, the time comes for chicks to leave the nest. When children leave home, it often goes through several phases. Kids turn 18, graduate from high school, and may go off to college, but their parents are still providing support in many ways. At what age does a child need his or her own auto insurance policy? That depends on where your child is living...
Three Uncommon Life Insurance Scenarios
Posted: December 22, 2019
Three Uncommon Life Insurance ScenariosIn most cases, when the insured on a life insurance policy dies, the proceeds are paid out to named beneficiaries without a hitch. However, you should be aware of certain unusual scenarios that could occur. Speak with our knowledgeable agent for professional help in avoiding potentially tricky situations with your life insurance policy. Beneficiaries & Insured Persons Die At The Same Time It is not...
Will My Homeowners Insurance Cover Damage To My Yard?
Posted: December 16, 2019
Will My Homeowners Insurance Cover Damage To My Yard?Each homeowners insurance policy is different. Our friendly agent will be happy to review your policy with you to help ensure you have the coverage you need. Generally, homeowners insurance covers a broad range of potential damages that includes the dwelling itself and other structures on the property, such as a fence, shed, or driveway. The following can give you an idea of what is...
Driving with a named driver auto policy in Texas? The new year means new changes are heading your way.
Posted: December 13, 2019
Driving with a named driver auto policy in Texas? The new year means new changes are heading your way.If you currently hold a named driver auto insurance policy in Texas, changes are coming down the road in 2020. Effective January 1, named driver policies will be prohibited in Texas by House Bill 259. What’s a named driver policy? A named driver policy provides auto coverage to drivers listed on the policy—but doesn’t provide coverage for household members who aren’t named. If a vehicle...