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Townhomes & Duplexes: How Much Will A Homeowners Policy Cover?

If you are considering purchasing a townhome or duplex, you may be wondering if coverage under a homeowners policy would be different than coverage for a single-family dwelling. Our knowledgeable agents will be happy to explain the coverage for each type of dwelling and help you find a policy that suits your needs at the best available rates. What Are Townhomes and Duplexes? Perhaps the...

What Can I Do If My Car Is Stolen?

Having your car stolen is a traumatic experience. You step out the door, and your car is simply gone – not there where you left it. Unfortunately, it happens every day to vehicle owners all over the U.S. The following is a checklist to prepare you in case that unhappy event ever happens to you. Check to Make Sure Your Car Has Actually Been Stolen...

Safe Driving In Major Cities

While driving in a major city, you are likely to encounter traffic jams, bumper-to-bumper traffic, and large numbers of pedestrians and bicyclists. The following are safe driving tips to help smooth the way and reduce your risk of an accident. Avoid Driving During Rush Hour Peak rush hour traffic typically occurs from 7:00 a.m. to 9:00 a.m. and from 4:00 p.m. to 6:00 p.m. Stay...

Protecting Your Home Through The Seasons

Blazing sun, sub-zero temperatures, or any extreme weather conditions can wreak havoc on your home, but seasonal maintenance can go a long way toward preventing catastrophe. The following are home maintenance checklists for winter, spring, summer, and fall. Winter Home Maintenance Vacuum HVAC registers to remove dust and debris. Flush out water heater to remove built-up sediment. Clean refrigerator coils. Check caulking around showers and...

Keeping Your Car In Good Shape On A Road Trip

A road trip is an American tradition and a great adventure. While you are traveling, your car becomes your home away from home. Many travelers use their cars as a place to eat, a shelter from the elements, and sometimes even a temporary spot to sleep. Even more importantly, you are relying on your vehicle to get you safely from one destination to another. Before...