Can I Get Better Rates If I Change My Habits Before I Apply For Life Insurance?
Posted: May 7, 2020
Can I Get Better Rates If I Change My Habits Before I Apply For Life Insurance?Life insurance rates can vary widely depending on your age, health, and lifestyle choices. If you are overweight, smoke or drink, or have a health condition that could be improved by adjusting your lifestyle, you may be able to get better life insurance premiums if you change your habits before you apply. How Are Life Insurance Rates Determined? Insurance companies consider several factors in determining...
Understanding Your Personal Umbrella Policy
Posted: May 1, 2020
Understanding Your Personal Umbrella PolicyA personal umbrella insurance policy will provide extra coverage for you and your assets. It can kick in when other insurance coverage is not enough, but it is not a catch-all policy designed to cover everything. Personal umbrella insurance provides two basic types of coverage – liability and defense costs. What Is Personal Umbrella Coverage? An umbrella policy can cover what primary insurance excludes or...
How Communities Work Together: COVID-19
Posted: April 27, 2020
How Communities Work Together: COVID-19The COVID-19 outbreak has thrown the entire country into turmoil, with concerns about income, the stock market, how to keep a small business afloat, and above all, ensuring our families and friends stay safe and healthy. New ways of doing business are quickly being established. Most businesses that fall outside the state’s list of essential services have employees who are working from home and meeting...
Should you be riding your motorcycle during the COVID-19 pandemic?
Posted: April 22, 2020
Should you be riding your motorcycle during the COVID-19 pandemic?For weeks now, the coronavirus (COVID-19) pandemic has impacted many areas of our daily lives. It’s also leaving us with a lot of questions. For motorcycle riders, one question is whether it’s safe—and legal—to ride a motorcycle while the pandemic and measures to control it continue. As the spread of coronavirus progresses, public health officials are constantly reviewing and updating safety recommendations. As of this...
Your Insurance Agent: A Resource During The Coronavirus Outbreak
Posted: April 17, 2020
Your Insurance Agent: A Resource During The Coronavirus OutbreakWe are living through a time of great change, but thankfully, your local insurance agent is a resource for you. Insurance Policy Questions Your local agent, and the insurance companies in the USA, are here to help you through this challenging time. If you have financial concerns due to a furlough, lay-off, or your small business is closed with cash flow at a standstill, our...